Open Enrollment for the 2023 Plan Year

Submitted by Elise Herbst

Open Enrollment is underway! The 2023 Open Enrollment period is October 17, 2022 – November 4, 2022. Be an early bird and make your elections today! Taking an active role in reviewing your plan options makes for an informed consumer and puts your hard-earned dollars to work for you! Complete your online enrollments with GaBreeze and State Health before the November 4, 2022 deadline. Submit copies to HR. (Pro Tip: make sure that your confirmation page includes your name, your 2022 enrollment elections, as well as any covered dependents before exiting the enrollment portal.)

As in previous years, GaBreeze & State Health Benefit Plan (SHBP) allow what’s called a “Passive Enrollment.” Passive Enrollment allows currently enrolled members to roll over their benefits from the current plan year, without requiring the member to make an online confirmation. There is one exception – if you wish to participate in a flexible spending account (FSA) in 2023, you must elect to enroll each plan year. The FSA plans offered with GaBreeze do not roll over! 

If you do not wish to make changes to your current benefit enrollments and you are not enrolling in a 2023 Flexible Spending Account, please email HR so that we can take you off our “reminder” list.   

What’s New for 2023?

GaBreeze:

Cigna Dental is the new vendor for the Dental PPO plan options

• New Dental PPO plan option, Select Mid, added
• Calendar year maximum increased for the Dental PPO Select plan option (from $500.00 to $750.00)
• Dental PPO Orthodontia lifetime maximum will start over in 2023
• Implant benefits are available under the Dental PPO Select Mid & Select Plus plan options
• Premiums decreased for the Dental PPO Select and Select Plus plan options and the Vision plan options
• The Health Care Flexible Spending Account limit will increase to $2,808.00
• Enhancements made to MetLife Legal Plans and Cigna DHMO with no premium increase
• UNUM’s Long-Term Care premiums will increase by 15% on plan options with Compound Inflation

As a reminder, FCPL pays the premiums for Employee Life Insurance at 2x salary, Short-term Disability with a 30-day waiting period, and Long-Term Disability. Eligible, classified employees must be enrolled in these three specific plan options in order to receive these benefits at no charge. Employees who elect the more expensive 7-day Short-term Disability and/or more than 2x Employee Life Insurance pay the difference in premiums. FCPL also pays the $3.20 monthly administrative fee associated with the Healthcare Flexible Spending Account (FSA).

State Health Benefit Plan will offer the same comprehensive health insurance options and vendors in 2023 with no changes to rates. State Health benefits are available to classified employees working 30 or more hours per week.

Eligible employees should log in to their SHBP account at: http://www.myshbpga.adp.com/ and review their current coverage and make changes or confirm their 2023 election. If you are a first-time user, the SHBP registration code is: SHBP-GA. 

• All Anthem and UnitedHealthcare and Kaiser Permanente members will receive new ID cards before January 1^st. 
• ID cards for newly added dependents may be delayed if they are “pending dependent verification review” – get your supporting documentation to SHBP as soon as possible to avoid delays. 
• SHBP Member Services (800-610-1863) will be open M-F 8:30-7:30 during the open enrollment period.

Contact HR if you have any questions or concerns.